Let A Car Accident Lawyer Deal With The Insurance Company

The importance of hiring a car accident lawyer for a claim instead of dealing directly with the insurance company is that insurance companies like to discourage representation because the insurance company knows that with a car accident lawyer the client will be more likely to receive a higher settlement or verdict then those who are not represented at all.

Insurance companies like to offer quick small settlements to the injured client(s) to save the insurance company money. In the long run not having a car accident lawyer can ultimately make the problems worse. The quick settlement may relieve short term stress, but will cause more long term stress later. A car accident lawyer can earn their client the compensation they really deserve from the insurance company. This is the compensation from the insurance company that would not normally have been paid out to the unrepresented client.

Another point many clients do not see is that when a client is represented by a car accident lawyer the lawyer is not only trying to get the client(s) compensation for the accident not being the client's fault, the car accident lawyer is also trying to achieve all compensation to pay for any medical bills, damages, and loss of earnings that were caused in the accident.

It is very important to seek advice from an experienced car accident lawyer as soon as possible after the car accident due to time limitations when seeking compensation depending on which state the client is located in. Getting an experienced car accident lawyer can not only help with medical expenses, but with pain and suffering compensation as well. The car accident lawyer can really prove a case where medical expense is involved and bills have been incurred by the client(s).

Having an experienced car accident lawyer is something that is very important when seeking out representation for a car accident. If the client deals directly with the insurance company they will come out short handed in the end and even though it may seem like their short term needs are met quickly their stress that will form from the long term needs will be something hard to overcome. This point is something that insurance companies hope the client(s) overlook when seeking help after an accident because in the end it saves the insurance company hundreds and even thousands of dollars. Many car accident lawyers that represent client(s) do not charge fees if the accident was not your fault until you receive compensation from the insurance company.

The car accident lawyers will evaluate the client(s) accident and provide legal advice from that point. The lawyers are generally interested in seeing a medical history from the accident, bills that have incurred during that time, and any lost wages from the client(s) employer(s). This will help the lawyer built a strong case to show that the client(s) deserves the compensation that the lawyer is asking for compared to what the insurance company is offering. Many victims of car accidents try to represent themselves and it can become more costly in the end because of the lack of experience in the law field so it is highly recommended that the client(s) involved seek experienced car accident lawyers to help them with their claims.

Cell Phones Responsible For Wrongful Death

Cell phones just like alcohol cause wrongful deaths in the U.S. each year. Between 2003 and 2005 cell phone accidents increased by 62%. Usually an at fault cell phone driver will not acknowledge a cell phone being in use at the time of the accident. A car accident lawyer can ask for a copy of the police report and note the time of the car accident, the car accident lawyer can then request a copy of the driver's cell phone record to compare the time of the accident with the times on the cell phone record. It can make the at fault party look pretty bad in court if they lied on a police report.

A car accident lawyer is always someone you should call if you have been injured in a car accident. A car accident lawyer can also help in wrongful death cases as well. A car accident lawyer can file a lawsuit for any wrongful death that occurred due to the at fault driver being on a cell phone while driving.

The driver can also be sued for any brain injuries or serious injuries that were cause by a driver talking on a cell phone.

As a result of all of these car accidents happening because of cell phones, talking on a cell phone while driving is currently illegal in about four states, California being one of those states as of July 1, 2008.

Many lawsuits are taking place today due to car accidents caused by cell phones that result in wrongful death.

Take the time to call a car accident lawyer if you have been in a car accident caused by a person driving who was talking on a cell phone and serious injuries or wrongful death resulted and see how they can help you get the compensation you deserve.

Cell Phone Users Worse Than Drunk Drivers!

Drivers who talk on cell phones reduce their reaction time to about 18% less then if they were not talking on a cell phone. Usually when drivers on a cell phone breaks in their vehicle it takes them longer to get back up to speed with the rest of the traffic which overall effects the flow of traffic around them.

There was a study done between drunk drivers with an alcohol blood level of 0.08 and drivers talking on a cell phone. The study proved that drivers on their cell phones are less adept then the drunk drivers.

A car accident lawyer with much experience should be very knowledgeable on cell phone driving statistics and the car accident lawyer should also be able to put these facts to good use when proving your case where a cell phone was the cause of the at fault parties side of the accident.

Many drivers are distracted when they are on the phone, whether is be because the phone is ringing and they are digging around trying to find it in their car or a text messaging is making their phone beep, or that they are having an emotional conversation with the person they are talking to, or any other distraction that might come from a cell phone, a car accident lawyer does not see these as any type of excuse as to why the accident was caused.

A car accident lawyer can offer you a free consultation of your claim and may be able to get you the compensation you deserve from an accident where a driver using a cell phone thought their conversation was more important their the health and safety of each parties lives.

An experienced car accident lawyer will not find a cell phone an excuse as to why your not getting the help and compensation you deserve from the accident. It was the other drivers choice to be on the phone while driving, a car accident lawyer will make them pay for not being more cautious when operating a vehicle on a busy road or highway.

New Cell Phone Laws

In California the governor Arnold Schwarzenegger has already signed legislations that ban the use of handheld devices while operating a vehicle in the state of California.

As stated effective July 1, 2008 the new law bans the use of using handheld cell phones while driving unless the driver is using a hands free device or that the call is an emergency. There are fines set in place if you break this new law, but aside from being pulled over and fined, people that use cell phones while driving cause a great deal of car accidents by not paying attention to their surroundings.

Your car accident lawyer should know what is going on in legislation with the new cell phone laws and should be able to help you with your case accordingly if a person talking on their cell phone was the cause of your car accident. A car accident lawyer is able to strongly represent your claim if a cell phone was the cause of the accident due to laws and statistics that have been passed and proven. A car accident lawyer knows that cell phones are the new “drunk driver”.

People who talk on cell phones while driving have a slower reaction time, they are paying less attention to their surroundings, and they are distracted by what the person on the other end is talking about. These are many reasons why drunk drivers get into car accidents. An experienced car accident lawyer will be able to prove in your case that a drunk driver is really no more dangerous then the person that was talking on the cell phone that caused your accident.

Statistics state that over 236 million people have a cell phone subscription to some company as of May 2007, this compares to the amount of about 4.6 million that had cell phones in the year 1990, which was about 17 years ago.

The biggest reason a person talking on a cell phone and driving causes an accident is because they have to look away when dialing on the phone and most importantly people get so distracted while having a conversation it puts a severe amount of impairment on the driver that is talking on the cell phone.

Many of these cell phone users are young drivers who are just learning to experience the road let alone trying to multitask while driving. A car accident lawyer understands and knows what seriousness cell phones bring into an accident and therefore the car accident lawyer is right there to help you with any issues that might come along with a cell phone being involved.

Car accidents have a reported 98% of accidents being a result of a distracted driver. Cell phone use was about 5% of that 98%, but 62% involved some sort of distraction that was coming from inside the car. According to one study it found that a person talking on a cell phone while driving is four times more likely to cause an accident, this study also shows that a hands free device did not change the risk. Cell phones cause about 2,600 deaths and around 330,000 injuries in the U.S. every year.

A good car accident lawyer is a necessity

Statistics show that there are over 6.5 million car accidents each year in the United States . These statistics also show that out of those 6.5 million, 40,000 are fatal, and over 3.5 million result in some type of injury.

The most common accident is a rear-end collision, many of these result in some type of injury, most common being some sort of whiplash injury. This type of accident is reported over 2.5 million times a year. Many other accidents involve front end collisions, rollovers, and side impacts. These statistics also show many injuries occur at very low speeds as well.

Almost everyone you know has been in some type of accident whether is has been major or minor. The same is true for jurors that sit in on car accident claims. Therefore it is very beneficial to have an experienced car accident lawyer prove your case and why you should be fairly compensated, many of the jurors relate their experience with yours and many of them know and can relate to what insurance companies try to do to their customers after a car accident. Having a car accident lawyer there to prove your claim on all legal levels will give you claim the advantage that it needs. In any case whether you are trying to win over a jury or a judge a car accident lawyer is a necessity to your case.

A car accident lawyer will take the time to get personal with you case information and will be able to represent it better then a common person trying to represent their own case with no car accident lawyer experience behind them to help back their case up.

Insurance providers are all about selling the policy, marketing and advertising on the fact that they will care and be there for you when the time comes, and raising premiums. Insurance companies for the most part are not all that interested in compensating you as of their customers when you do get into a car accident, they are concerned about meeting a weekly, monthly, and year selling quota, because let's face it, insurance agents are just another form of sales people.

A car accident lawyer does not have policies to sell to meet some weekly, monthly, or yearly sales goal, they do not have to raise premiums to keep up with health costs and when a car accident lawyer does advertise and caring about your needs, you know they do. If you do not win the car accident lawyer generally gets nothing, and if they do lose not only do they lose your business they would lose anyone else's business that came into contact with that previous client. Lawyers get paid to win and winning is something most lawyers do on a consistent basis. Call a car accident lawyer and find out how they can help you get the fair compensation and help you deserve.

Beware Of The Doctor Your Insurance Company Recommends

Insurance companies work with a group of select doctors that they provide to their customers. These are the doctors that your insurance company requires you to go see and be evaluated by when you have been involved in a car accident. As a result these doctors usually report that little or no injuries where incurred during the car accident.

This is not the same for major injuries that have occurred, but insurance companies will try and fight that extended care is not needed and what the cause of the injury or accident was. Many people who try to deal directly with their insurance provider instead of going through a car accident lawyer often see all too late that their insurance provider is more concerned about the premium they collect and not about the claims that are made.

A car accident lawyer does not get compensated if their client is not compensated. A car accident lawyer is more interested in getting you what you deserve rather then being only concerned about their gains and losses. To put it plainly, your gain is your car accident lawyer's gain and your loss is your car accident lawyer's loss in most cases.

The steps your insurance company takes to put themselves in a position that makes them able to make your claim look relatively worthless is because they usually get some kind of recorded statement from you as to what the cause of the accident was, you are examined by their selected doctors and this is just on of the many ways an insurance company cheats you out of any type of fair compensation. Do not be the one that gets cheated by your insurance company; call a car accident lawyer to help you with you claim.

A car accident lawyer will be able to help you get the compensation you deserve, so call for a free consultation of your claim.

Don�t Run Out Of Time

California has many statistics on car accidents ranging from moving vehicle accidents to the different types of automobiles involved in each accident.

Car accident lawyers stay up to date with this type of information so they know what is going on in and around their community; at least an experienced car accident lawyer keeps up to date with this information. Car accident lawyers also keep up on statistics because it furthers their knowledge on how to help their clients on the different claims that are brought to them everyday.

It is imperative that an injured person in a not at fault car accident seek out a car accident lawyer and they need to do so in a timely manner. This is due to the statue of limitations that restrict the amount of time a person has to file a claim with a car accident lawyer in order to be able to take the claim to court. The car accident lawyer handling the case has very strict time limitations as to when the claim has to be files with the courts, so it is imperative to call a car accident lawyer right away to get a free consultation regarding the claim.

Generally after this time has lapsed the plaintiff usually loses any right they have to sue the at fault party. This means that after the time has lapsed the claim is prohibited from being reintroduced at a later date.

Experienced car accident lawyers know that California's personal injury law requires that the injured parties file a claim for personal injuries within two years of the date that the injury took place on. Car accident lawyers also know that California requires a claim to be filed for wrongful death within two years of the victim's death.

There is an exception for minors in the state of California , except in wrongful death cases, that the time lapses on the minor's eighteenth birthday.

Experienced car accident lawyers are up to date with all of these California regulations and can use them to the advantage of their clients. When seeking out a car accident lawyer it is always important to see the experience the car accident lawyer possesses before letting them file the car accident claim, this is why free consultations are very effective. Finding out what type of experience the car accident lawyer has will only save time and stress later on in the filing of the car accident claim.

Find The Right Car Accident Lawyer

California has the end or the beginning of three major highways that run across the United States. These highways include Interstates 10, 40, and 8, and they all run from coast to coast. Statistics say that more then half a million people move to California every year. That is a great number of additional drivers every year that were not there the year before.

Car accident statistics show that California has more fatalities then any other state, but the state also has the highest population of around 35 million people as reported in 2004.

Car accident lawyers are very sought out in California due to all the accidents that occur each year. You must be careful when seeking help from a car accident lawyer. Make sure the car accident lawyer you are choosing to use has very respectable credentials or you could end up with even more stress and problems then when you first started out.

Free consultations are always a good way to find an experienced car accident lawyer. You can get a feel for how the car accident lawyer plans on handling your case and you can get a feel for the car accident lawyer just by speaking with them on the phone.

A car accident lawyer that show personable traits in the conversation and shows genuine concern, is probably a lawyer with experience when dealing with car accident claims and the victims of the car accidents.

A car accident lawyer who is cold and is not personable is probably not someone to seek out for help, due to the simple fact that if you do not have someone who is genuinely concerned for you and your claim you may not get the compensation you deserve.

You as a client need to make sure that your car accident lawyer has your best interest at hand at all times when they are handling your claim.

An Expert Car Accident Lawyer Is Especially Important In California

California is a beautiful state that attracts many new residents each year. As a result of so many new residents every year, car accidents have a higher probability of happening more every day, every minute, and even every second. California has many congested traffic areas that cause hundreds of car accidents each year. No matter the cause of the car accident, it can leave many people severely injured, job less, or can even result in death. These are just a few of the many long term and permanent circumstances that can happen that a car accident lawyer can help with.

When these severe circumstances occur a car accident lawyer should be sought out by anyone in a car accident who was not at fault and the injured person should seek out a free consultation provided to them by a car accident lawyer to show them what they may be entitled to.

In California it can be a very difficult and time consuming trying to prove who was at fault in the car accident. Getting the help from a car accident lawyer can make all the difference in the world when trying to prove who was at fault in a car accident claim.

Many people overlook what they are entitled to after a car accident that was not their fault. Many settle outside of court with just the insurance company who could be shorting the injured claimant hundreds and even thousands of dollars.

Seeking out a car accident lawyer in California after you accident is not only a sensible thing to do it is the smart thing to do.

If you have been involved in a car accident where a loved one was lost, a car accident lawyer may be able to get you a wrongful death claim if the deceased was not the cause of the accident, the car accident lawyer must not find the deceased at fault to be able to get the claim.

A car accident lawyer is determined to get all the facts to maximize your case to get you the compensation you are entitled to. A car accident lawyer may be able to get you the compensation you would never have been offered from an insurance company.

You Need A Car Accident Lawyer

Many people who have been in a car accident do not know what to do after their car accident occurs. They do not know who they can turn to and who they can trust to help them. Many people do not even think about getting a car accident lawyer, let alone think about all of the trouble a car accident lawyer can save them.

Most injured people settle with insurance companies because it is a quick way to settle their immediate debts and problems, but they do not usually think about the medical follow ups of the bills that could later incur from their car accident. They could face additional medical bills, lost wages and lost work time, along with a number of other stressful factors. Hiring a car accident lawyer can eliminate many of those worries if not all of them.

Many car accident lawyers offer free case evaluations to people seeking help because sometimes a case may not be able to be taken to court if it does not meet the right specifications. What most people overlook is if a car accident lawyer files a groundless claim the car accident lawyer could run into sanctions, which are protections set in place by the legal system to prevent making clients rich off of worked up claims.

If someone has been injured in a car accident they should at the very least see a free consultation from a car accident lawyer to find out if they can get the fair compensation they deserve.

Car Accident – Now What!

Did you remember to do all of the following? 

  • Get the other driver's name, the automobile's license plate number, the driver's insurance information, location of the accident, witness names, address and phone numbers.
  • If law enforcement arrives at the scene, write down their name, agency, badge number and report number, if any.
  • Seek immediate medical attention, even if your injuries seem minor. This is no time to be superhuman and "shrug" it off. And some very serious injuries, even fatal ones, may take a while to make themselves known.
  • Notify your insurance carrier as soon as possible after the accident.
  • Most states require notification to the Department of Motor Vehicles if there has been an injury or property damage over $500.00.
  • As soon as possible after the accident you need to speak with an experienced injury attorney to determine your legal rights.

If you're like most people, you probably haven't done everything on the list above. Now is a great time to grab a pen and paper and make a few phone calls to gather as much information as you can while it's still fresh in your mind. It will also serve you well to write down a little short story in your own words of how the accident happened. Later on, you could forget little details that may seem insignificant now, but later on could make all the difference, feel free to add additional details as you think of them.

You may be tempted to skip the last item on the list, especially if your insurance company is treating you like their own best friend, but don't. We all pay insurance premiums for a reason, to be taken care of in the event of unexpected circumstance. It is the job of all insurance company representatives to make you feel warm and fuzzy to keep the lawyers out of the picture. But don't be fooled, their only goal is to pay out as little as possible. You may feel that contacting a lawyer is overkill for your situation, but that's just you being nice.

Understand that your injuries may go far beyond what you can see on the surface of your skin or feel in your bones. Loss of productivity from work and emotional trauma are just a couple of injuries that you may have, but there are many more. What about the people who depend on you for society and comfort? They could be suffering as well and may also be covered.

Think of a good lawyer the same way you would as a tour guide in a foreign land. Sure, you can go to Europe and discover a small percentage of things by chance, but a good tour guide can help you get the most for your vacation investment. You and presumably the other parties involved in the accident pre paid for this event with your insurance premiums, now is the time to get what you are entitled to and more.

Car Accidents In California

Auto accidents are extremely common. There are approximately 4 million automobile-related injuries annually. Even the best of drivers can find themselves in an auto accident, and severe injury may be possible. For example, injuries may occur to the head, brain, neck, or spinal cord, and may result in whiplash or death.

If you get in an accident it is important to not leave the scene. To leave the scene of an accident without stopping may subject you to a criminal prosecution. Seek medical help for any injured people. Do not attempt to render first aid if not an expert, as there may be liability on your part if you made a condition worse. Call the police so they can file a report. It is also necessary to provide your name, address and the license number of the vehicle you are driving to the other party. Upon request, the drivers must exhibit their driver's licenses. Do not make any statements to the other drivers or police regarding whose fault you believe the accident to be, even if you are sure it was your fault. In addition to gathering information on the parties involved in the accident, it is a good idea to gather any information (including contact information) from witnesses who saw the accident. Be sure to see a doctor following the accident to be evaluated and treated.

California Law requires filing an accident report within ten days of the accident. You must report the accident to the California Department of Motor Vehicles if there was damage in excess of $750.00 and/or someone was injured or killed. Failure to submit the report will result in a suspension of your driving license. State law also requires that all vehicles have liability insurance. Be sure to notify your insurance company about the accident and follow their directions. Bear in mind that the interests of the other party will be represented by their insurance company and/or lawyers and you should retain your own counsel. If you were in an accident and did not have insurance you license will be suspended for one year.

While California law requires all motorists to have insurance, it is estimated that as many as 25% do not. Thus, it is a wise precaution to get uninsured motorist coverage on your own insurance plan in case you are involved in an accident with someone who is liable, but insolvent, and uninsured.

In addition to a negligence claim based upon a severe injury, car accidents may also involve wrongful death actions. They can also raise issues of defective products if there was a failure with a seatbelt, airbag, or tire, for instance. The government may also be liable if there was a poorly maintained roadway, a badly designed intersection, or a malfunctioning traffic signal system, for instance.

As for damages, if you are unable to work or sustain injuries you may be able to recover from your own insurance policy, or you may be able to obtain damages from the other party if they are liable. The idea of damages is to put you in the situation you would have been if there was no injury. The amount of money will depend on factors such as the extent and duration of injuries, pain and suffering, disability caused, and damage to property. While damage awards vary, one local woman received $150 million when her vehicle rolled over due to a design defect.