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If You Need Help Fighting Debt Collection Harassment

Harassment is against both State and Federal laws. The Fair Debt Collection Practice Act was passed by Congress to protect consumers from abusive debt collection. Is a debt collector threatening you over the telephone? Are they calling you at work or calling your neighbors or family members?

Call the Law Offices of Recordon & Recordon for a free consultation. Remember, if we take your case you pay us nothing up front. We get paid by the company harassing you. Call us immediately for a free consultation at 619-236-1223.

Here are a few things to remember:

Open your mail and read collection letters.
Don’t make a small payment on an old debt as it can start the Statute of Limitations (the time limit a company has to file a law suit) all over again.
In California, the Statute of Limitations is four (4) years from the date of the last payment.
Telephone harassment is against both State and Federal laws.
Debt collectors must treat you with Dignity, Truth, Respect and Fairness.

We know dealing with bad debt collectors can be very stressful. They may use obscene language, threats or embarrass you by contacting family, neighbors, employees or your employer.
Call us at 619-236-1223.

Debt Collection Harassment

State and Federal laws protect consumers against harassing debt collection practices. Even if you think you might owe the debt, these laws protect you. A debt collector violates these laws by:

Calling at work after you tell them to stop.
Disclosing your debt to others
Threatening you with arrest or jail if you don’t pay the debt
Suing you on an account that is more than four years old in California
Threatening to garnish your wages
Contacting your neighbors or co-workers
Using profane or abusive language
Misrepresenting the amount of the debt
Contacting family members

Stopping Phone Calls

If you send a letter asking the collector to stop calling you, they must comply with your request. Be sure to send the letter certified, return receipt requested and keep a copy of the letter.

If this happens to you, call us for a free consultation. Call 619-236-1223

Experts

Stephen Recordon and Kathy Recordon

Stephen Recordon represents consumers who have been sued by debt collectors or who have been harassed by debt collectors or law firms. He has over 30 years of litigation experience and he will take your case with no up front fees to you.

Stephen Recordon received his BA Degree in Business Administration. He has served the community as a Judge (Pro Tem), hearing small claims cases in the Chula Vista Court. Recordon & Recordon has been recognized by the legal community for its public service commitment.

Kathy Recordon handles family law matters for the firm. She was student body president of her law school from 1979-1980. Kathy has served as a Judge (Pro Tem) in the South Bay Courts as well as the San Diego Superior Courts and serves as a Family Law Settlement Judge assisting the Superior Court in resolving cases without the necessity of trial. Kathy also completed her Family Law Mediation training in 1995.

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225 Broadway, Suite 1900
San Diego, CA 92101
619-236-1223

The information you obtain at this site is not, nor is it intended to be, legal advice.
You should consult Kathy Recordon for individual advice regarding your own situation.