Here are a few things to remember:
- Open your mail and read collection letters.
- Don’t make a small payment on an old debt as it can start the Statute of Limitations (the time limit a company has to file a law suit) all over again.
- In California, the Statute of Limitations is four (4) years from the date of the last payment.
- Telephone harassment is against both State and Federal laws.
- Debt collectors must treat you with Dignity, Truth, Respect and Fairness.